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Apple debuts a titanium credit card with no fees, low interest rates

Apple Pay users can now get a physical credit card to go along with the Wallet app.
The firm unveiled its overhauled Apple Pay system, including a new in-app credit card service called Apple Card, which will launch in partnership with Goldman Sachs.
Apple also introduced a titanium, Apple-branded credit card with no number, CVV security code, expiration date, or signature displayed in effort to make purchases more secure.
The system will rely on MasterCard’s global payment network, so that it can be used anywhere around the world.
Apple Card will not have any annual or late fees, and boasts interest rates that are ‘among the lowest in the industry,’ Apple says.

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In a surprising move, Apple debuted an iPhone-linked credit card that has no fees and is located in the Apple Wallet, where it can show reminders like when users’ payments are due
‘With Apple Pay, we have completely rethought the Apple Card,’ Jennifer Bailey, vice president of Apple Pay, said on stage.
The sleek, titanium credit card makes a surprising design departure from traditional debit or credit cards.
All of the identifying information, apart from the owner’s name, is now stored in the Apple Wallet and, instead, the card shows Apple’s distinctive logo.
There are no fees, a simpler application process, and users can receive 2 percent cash back on purchases made through Apple Pay using an Apple Card.
Users can sign up for a card on their phone and track purchases, check balances and see when their bill is due from the Apple Wallet app.
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‘Apple Card is designed to help customers lead a healthier financial life, which starts with a better understanding of their spending so they can make smarter choices with their money, transparency to help them understand how much it will cost if they want to pay over time and ways to help them pay down their balance,’ Bailey said.
It’s a sleek, titanium credit card that makes a surprising design departure from traditional debit or credit cards, featuring no card number, CVV or expiration date.

That information is now stored in the Apple Wallet
The firm unveiled its overhauled Apple Pay system, including a new in-app credit card service called Apple Card, which will launch in partnership with Goldman Sachs.

Apple Card users will be able to receive Daily Cash through the new system – meaning their 2 percent cash back
Apple Card users will be able to receive Daily Cash through the new system – meaning their 2 percent cash back rewards will be usable through Apple pay every day.
According to Apple, this ‘can be used right away for purchases using Apple Pay, to put toward their Apple Card balance or send to friends and family in Messages.’
A higher reward of 3 percent cash back will go to customers who use Apple Card on the firm’s services, be it purchases at the Apple Store or the App Store.
Apple Card is slated to arrive this summer.